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Voice AI for debt collection

Recover more from every overdue account.

loquaro is a voice AI that calls your overdue borrowers in their own language, captures promises to pay, and hands the hard cases to your team — on your existing GSM.

Book a demo See how it works

Runs on your existing GSM lines — live on your own numbers in days.

Call outcome

One overdue account, worked end to end

Promise to pay

loquaro · spoken reminder

Salam, bu ödənişiniz barədə xatırlatmadır.

Outcome

Promise to pay

Amount · date

120 AZN · 14 Mar

Language

Azerbaijani

Record

Transcribed & logged

Calls in your borrowers’ native language — new languages added on request.

Your collections capacity is capped at headcount.

Every overdue account still gets worked by a person who can only make so many calls a day. Lower-priority accounts wait, and aged debt that goes under-worked is recovery left on the table — because calling doesn’t scale.

Hard to grow

Adding reach means recruiting, training and supervising more callers — slow to stand up and slow to flex with your volume.

Accounts go unworked

There are only so many calls in a caller’s day. Lower-priority accounts wait — and the longer debt sits, the harder it is to recover.

Inconsistent results

The same account gets a different call depending on who’s dialing and how busy the queue is — and experience walks out the door when people leave.

The economics

Recover more from every account — without adding headcount.

Manual calling

A few hundredcalls / month per caller

  • Capped by how many people you can hire and train
  • Uneven from one agent to the next
  • Notes get missed when the queue is busy

With loquaro

Thousandsof calls a month, on demand

  • Scales up and down with your portfolio — no hiring cycle
  • Never off-script — same call quality every time
  • Every call transcribed, outcome-coded and logged

Pricing is scoped to your portfolio and goals — we’ll size it with you in the pilot.

How it works

From overdue account to logged outcome.

  1. 01

    Remind

    loquaro calls the borrower in their language, states the overdue amount, and explains the consequences.

  2. 02

    Capture

    It secures a promise to pay — a date and an amount — and records it straight to your dashboard.

  3. 03

    Escalate

    Disputes and hard negotiations are handed to your human team, with the full context attached.

  4. 04

    Log

    Every call is transcribed and outcome-coded, so the whole campaign is auditable end to end.

Why loquaro

Built for the way you actually collect.

Purpose-built for collections

Reminders, consequences, guarantor and custom campaigns — shaped around local collection rules, not a generic voicebot.

Runs on your existing GSM

No new telephony contracts or number porting. loquaro calls from the lines your borrowers already recognise.

Every call on the record

On-script, transcribed and outcome-coded. No off-script promises, no missed notes, nothing you can’t audit later.

Speaks your borrowers’ languages

Azerbaijani, Georgian, Russian and Latvian today — spoken naturally, not machine-translated — and new languages are quick to add.

See loquaro work one of your overdue accounts.

We’re onboarding our first pilot lenders and agencies now. Book a 20-minute demo and we’ll run a sample call on your own script.