Voice AI for debt collection
loquaro is a voice AI that calls your overdue borrowers in their own language, captures promises to pay, and hands the hard cases to your team — on your existing GSM.
Runs on your existing GSM lines — live on your own numbers in days.
Call outcome
One overdue account, worked end to end
loquaro · spoken reminder
Salam, bu ödənişiniz barədə xatırlatmadır.
Outcome
Promise to pay
Amount · date
120 AZN · 14 Mar
Language
Azerbaijani
Record
Transcribed & logged
Every overdue account still gets worked by a person who can only make so many calls a day. Lower-priority accounts wait, and aged debt that goes under-worked is recovery left on the table — because calling doesn’t scale.
Hard to grow
Adding reach means recruiting, training and supervising more callers — slow to stand up and slow to flex with your volume.
Accounts go unworked
There are only so many calls in a caller’s day. Lower-priority accounts wait — and the longer debt sits, the harder it is to recover.
Inconsistent results
The same account gets a different call depending on who’s dialing and how busy the queue is — and experience walks out the door when people leave.
The economics
Manual calling
A few hundredcalls / month per caller
With loquaro
Thousandsof calls a month, on demand
Pricing is scoped to your portfolio and goals — we’ll size it with you in the pilot.
How it works
Remind
loquaro calls the borrower in their language, states the overdue amount, and explains the consequences.
Capture
It secures a promise to pay — a date and an amount — and records it straight to your dashboard.
Escalate
Disputes and hard negotiations are handed to your human team, with the full context attached.
Log
Every call is transcribed and outcome-coded, so the whole campaign is auditable end to end.
Why loquaro
Purpose-built for collections
Reminders, consequences, guarantor and custom campaigns — shaped around local collection rules, not a generic voicebot.
Runs on your existing GSM
No new telephony contracts or number porting. loquaro calls from the lines your borrowers already recognise.
Every call on the record
On-script, transcribed and outcome-coded. No off-script promises, no missed notes, nothing you can’t audit later.
Speaks your borrowers’ languages
Azerbaijani, Georgian, Russian and Latvian today — spoken naturally, not machine-translated — and new languages are quick to add.
We’re onboarding our first pilot lenders and agencies now. Book a 20-minute demo and we’ll run a sample call on your own script.